Mortgage blog.
Articles that answer the common questions, and case studies that work the same decisions through with real numbers.
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Private mortgage: the real cost of one year and the way out
Rate, upfront fees, brokerage fees and extension fees: what one year really costs, with a fictional example, and the exit plan to fix before signing.
Debt consolidation: lower payment or longer debt?
Your current payments, the new mortgage balance, how long it takes, and the total interest. All four, not just the payment.
Renovation and existing debts
Renovations to do and debts to carry at the same time. We price both, and always keep the monthly payment apart from the total interest.