Mathieu St-OngeMortgage broker.

Mathieu St-Onge, mortgage broker

I’ve been a mortgage broker since 2023, and I work with clients all across Quebec.

Before brokering, Valérie and I were in business together for nearly fifteen years. We had our own company, employees, suppliers, and a clientele of both individuals and business owners.

That experience still serves me today, especially with self-employed files. I know that business income doesn’t always come down to the number on a tax return, and that two people earning roughly the same can present very different files.

My interest in finance goes back years. I studied financial services in 2006, then came back to the field later, specializing in mortgage credit.

Today I work on home purchases as well as renewals, refinancings, rental properties, and more unusual files. I look at the whole file before choosing a lender.

I do most of the work myself, directly with my clients. I build the file, compare the options, and stay on it until the loan is funded.

Valérie Perreault, mortgage assistant

Mathieu and I have worked together for a long time. Before mortgage brokering, we co-ran our company for nearly fifteen years.

I mainly looked after client service, administration, and project follow-up. I also spent several years in insurance, where I learned to be rigorous with files and confidential information.

Today, I work the files with Mathieu. I check the documents that come in, chase what’s missing, and make sure the right information goes to the right place at the right time.

So you may get an email or a call from me while your application is being processed. Mathieu and I work on the same files and talk regularly about where they stand.