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Mortgage blog.

Articles that answer the common questions, and case studies that work the same decisions through with real numbers.

Quebec river crossed by a bridge

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HBP, FHSA, a gift, savings: where is your down payment coming from?

Every dollar of the down payment needs a source, a date, and proof. We put that together before the offer.

First purchase with a planned down payment

The price you’re targeting, the cash you actually hand over at closing, and what’s left after. We look at all three together.