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Mortgage blog.

Articles that answer the common questions, and case studies that work the same decisions through with real numbers.

Quebec river crossed by a bridge

Renovations: choose the source of funds before work starts

Savings, line of credit, or refinancing: it depends on the work schedule as much as on the rate.

Refinancing for a renovation project

Before touching the mortgage, we add it all up: the work budget, the penalty, the fees, and the new balance.