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Mortgage blog.

Articles that answer the common questions, and case studies that work the same decisions through with real numbers.

Quebec river crossed by a bridge

Private mortgage: the real cost of one year and the way out

Rate, upfront fees, brokerage fees and extension fees: what one year really costs, with a fictional example, and the exit plan to fix before signing.

Debt consolidation: lower payment or longer debt?

Your current payments, the new mortgage balance, how long it takes, and the total interest. All four, not just the payment.