Mortgage blog.
Articles that answer the common questions, and case studies that work the same decisions through with real numbers.
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Inspection or appraisal: two reviews, two purposes
The inspection works for you. The appraisal works for the lender. Both matter, for different reasons.
Set a purchase budget that leaves a reserve after closing
Start from the payment you want to make, and keep cash for costs, maintenance, and surprises.
Prequalification or approval: what is actually confirmed?
What a prequalification gives you, and what still has to be confirmed before the offer.
Financing condition: which dates should the offer protect?
How many days to give the financing condition, once you account for documents, appraisal, and the lender.