Mortgage blog.
Articles that answer the common questions, and case studies that work the same decisions through with real numbers.
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When should you start comparing a mortgage renewal?
Open the envelope right away. The time left before maturity is what gives you negotiating room.
Choose a term around your plans, not only the rate
A sale, a move, a repayment: the term length should follow your life, not just the best posted rate.
Mortgage penalty: calculate the cost before making a change
Before you sell, switch, or refinance: get a written amount, with a date on it, and add it to your costs.
Fixed or variable: the question isn’t where rates are headed
Nobody knows where rates are going. Look instead at what your budget can absorb, and what the contract allows.