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Mortgage blog.

Articles that answer the common questions, and case studies that work the same decisions through with real numbers.

Quebec river crossed by a bridge

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AllBuyerCo-borrowerFirst-time buyerHomeownerHomeowner with debtInvestorNewcomerPrivate mortgageProspective buyerRenovating homeownerSelf-employedVariable-income borrower

Exit from a private solution

A private mortgage is planned backwards: you put a date on the exit (back to standard financing, a sale, or an extension) before the next maturity.

Renovation and existing debts

Renovations to do and debts to carry at the same time. We separate the work costs, the balances to repay, and above all the monthly payment from the total interest.

Refinancing for a renovation project

Before touching the mortgage, we add it all up: the work budget, the penalty, the fees, and the new balance.