Notary fees

Definition

Fees and disbursements of the notary who prepares and executes the deed of sale and the mortgage deed, checks the title, and files the registrations at the land register. The amount depends on the mandate, the price, and how complex the file is: a sale with servitudes, a condo, or a second loan costs more to process. These fees are paid at signing and are not usually financed into the mortgage; they come on top of the down payment and the transfer duty. Ask the notary for a written estimate before the final offer, not the day before signing.