Newcomers to Canada
If you have recently arrived in the country and aspire to realize your dream of homeownership, my team and I are here to assist you through this journey.

We understand that purchasing property as a newcomer to Canada can appear complex and daunting. That's why we're here to guide you and help you secure a mortgage tailored to your situation.

By working with us, you'll benefit from our expertise in newcomer mortgage loans. We possess an in-depth knowledge of specific financing programs available for immigrants, as well as the associated eligibility requirements and criteria. We will collaborate closely with you to evaluate your financial situation, your credit history in your home country, and your ability to make mortgage payments. Additionally, we will provide guidance on how to build your credit history in Canada and enhance your prospects of obtaining a favorable mortgage loan.

As mortgage brokers, we have partnerships with various financial institutions that offer specialized programs for newcomers. These programs consider your status as a permanent resident, a work visa holder, or any other legal status, ensuring you get the financing you need to purchase your first property in Canada.

We will assist you in understanding the different types of mortgage loans available, interest rates, terms, and repayment conditions. Our aim is to ensure you are well-informed and comfortable at every step of the process.We understand that each client has unique financial needs. That's why we collaborate with private lenders to offer mortgage financing solutions tailored to these particular situations. Whether you have a less favorable credit history, need fast financing, or are facing special circumstances, our team is here to help you obtain the financing you need through our private lending partners.

Achieve Your Newcomer Homeownership Dream

If you have recently arrived in the country and aspire to realize your dream of homeownership, my team and I are here to assist you through this journey.

Expertise in Newcomer Mortgage Loans

We understand that purchasing property as a newcomer to Canada can appear complex and daunting. That's why we're here to guide you and help you secure a mortgage tailored to your situation.

Specific Financing Programs for Immigrants

By working with us, you'll benefit from our expertise in newcomer mortgage loans. We possess an in-depth knowledge of specific financing programs available for immigrants, as well as the associated eligibility requirements and criteria.

Benefits of Working with Us
Expertise and Experience

My team consists of experienced professionals in the field of mortgages. We possess in-depth knowledge of the mortgage market and best practices to guide you through your real estate purchase process.

Access to a Wide Network of Lenders

Through our network of financial partners, we have access to a diverse range of lenders, allowing us to present you with competitive and diverse mortgage options.

Thorough Analysis of Your Financial Situation

We conduct a detailed analysis of your financial situation, including your income, debts, credit history, and other relevant factors. This thorough analysis enables us to provide personalized recommendations that take into account your specific needs.

Searching for the Best Rates and Conditions

We compare interest rates, repayment conditions, and other important aspects to help you find the best offers in the market. Our objective is to secure advantageous conditions for your residential mortgage.

Support Throughout the Process

We are there for you at every step of the process, from the initial application to the closing of your residential mortgage. We answer your questions, provide guidance, and assist you with all necessary procedures.

Serving All Regions of Quebec

As a dedicated mortgage broker, I take pride in offering services across all regions of Quebec. From the metropolitan areas of Montreal and Quebec City to the culturally rich regions of Eastern Townships and Saguenay–Lac-Saint-Jean, from the breathtaking beauty of Gaspésie and the North Shore to the vibrant community of Outaouais and the charming villages of Chaudière-Appalaches, we are well-equipped to serve clients from every corner of this diverse province. Regardless of where you are located, my team and I are committed to helping you navigate the home buying process and secure the most suitable residential mortgage for your needs.

A Deep Understanding of Quebec's Varied Real Estate Market

Every region of Quebec offers a unique real estate landscape, and understanding these variations is key to securing the best mortgage. With our extensive experience and broad coverage, we have gained a deep understanding of Quebec's varied real estate markets. Whether you're looking to purchase a historic home in Old Quebec, a contemporary condo in downtown Montreal, a waterfront property in Charlevoix, or a rustic cottage in the Laurentians, we will leverage our knowledge and expertise to find a financing solution that aligns with your financial situation and homeownership goals.

I can assist you in obtaining a mortgage financing for the purchase of a residential property, whether it is your first home or a real estate investment.

If you are considering buying a property, my team can assist you in obtaining a quick and easy mortgage pre-approval. This will allow you to know how much you can afford to spend before you begin your property search.

I offer residential mortgages for a variety of needs, including fixed-rate and variable-rate loans, as well as hybrid mortgages.

If you're looking to refinance your mortgage to obtain better interest rates or to consolidate your debts, my team and I can assist you in finding a refinancing solution that suits your financial situation.

When your mortgage reaches its maturity date, my team and I can assist you in finding a new mortgage loan with competitive interest rates.

If you are looking for a flexible financing solution to meet your financial needs, a home equity line of credit could be the ideal solution for you. When your mortgage reaches its maturity date, my team and I can assist you in finding a new mortgage loan with competitive interest rates.

If you dream of having your own haven of peace for summer getaways or family stays, my team and I are here to accompany you and help you make your project a reality.

Que vous envisagiez l'acquisition d'un immeuble résidentiel multifamilial ou d'un bâtiment commercial, nous comprenons les particularités de ces propriétés et sommes prêts à vous accompagner dans le processus de financement.

Obtain financing tailored to your expansion and real estate development projects. Our team specializes in commercial mortgages and we can assist you in obtaining the necessary funds to achieve your entrepreneurial ambitions.

If you are a real estate investor seeking financing for quick renovation and resale projects, we are here to help you obtain a flip mortgage tailored to your needs.

Custom mortgage financing solutions tailored to your specific needs. Whether you have unique circumstances or unconventional loan criteria, we will work with you to find a personalized solution that meets your financial requirements.

Hypothecary Solutions for Self-Employed Individuals: Obtain financing tailored to your specific needs.

We can help you find a reverse mortgage that allows you to convert a portion of your home's equity into cash while retaining ownership and the right to occupy your house.

If you need a temporary financing solution for a specific period, we are here to help you obtain an interim mortgage loan tailored to your specific needs.

If you're considering purchasing a property that requires renovations or improvements, we are here to guide you through this exciting process. We can help you obtain a tailored mortgage loan that includes the necessary funds for renovations, allowing you to transform the property according to your desires.

If you're considering acquiring a property abroad, whether it's for vacation purposes, investment, or establishing your primary or secondary residence, my team and I are here to help you realize your project.

If you have recently arrived in the country and wish to fulfill your dream of becoming a homeowner, my team and I are here to support you throughout this process.

If you are a non-resident of Canada and wish to invest in real estate in the country, my team and I are here to assist you in obtaining a mortgage loan tailored to your situation.

Best Rates!
5 YEAR FIXED CLOSED INSURED - ORBIS
5.14%
Posted rate
7.04%
5 YEAR VARIABLE - ORBIS
6.25%
Posted rate
7.35%
*Some conditions apply. Subject to change without prior notice.
Rates may vary according to the amount borrowed, your credit rating, guarantees offered and other factor.
Please refer to your broker for more information.
Residential mortgage loan
Advantageous mortgage refinancing
Your mortgage broker

Ready to revolutionize real estate, I am a dynamic and passionate mortgage broker! With my strong expertise, I will guide you to your dream home or help you secure advantageous financing. As an opportunity seeker, I target trends in the Quebec real estate market to provide informed advice. My knowledge of mortgage products enables me to tailor solutions.

I am committed to personalized service, prioritizing your interests. Count on my transparency and honesty. Choose the excellence and passion of a broker who pushes boundaries for the best real estate opportunities in Quebec. Don't waste time with conventional brokers.

I am committed to find the mortgage product that suits your needs. Team up with me today and open the doors to the real estate future you've always dreamed of achieving!

mathieu
MATHIEU ST-ONGE MORTGAGE BROKER AMF #259508 - ORBIS MORTGAGE GROUP INC. AMF #604725
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